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Compare Home Loans of All Banks in India

Home Loan

Home Loans facilitate everyone to fulfill their dream of buying their own house. It has transformed the lending process in India, introducing a legal method to create a home sweet home. Home loan is an advanced loan which is provided to assist him/her in buying a flat or a house. Buying a house in India is a challenge, because of the over-priced properties. Home loans come as a blessing where they are an easy alternative to generate funds that can help anyone in investing in their ...

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ICICI
  • Interest RateRange : 8.35% - 8.80
  • Processing Fee : 0.5% (max. ₹11,800)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 3 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
PNBHFL
  • Interest RateRange : 8.60% - 8.95
  • Processing Fee : Up to 0.5% (min. ₹5900)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
SBI
  • Interest RateRange : 8.35% - 8.70
  • Processing Fee : ₹2,000 to ₹10,000 + applicable tax
  • Loan Amount : Rs. 15 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
ICICI
  • Interest RateRange : 8.40% - 8.85
  • Processing Fee : 0.5% (max. ₹11,800)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 3 - 30 Years
Features
Eligibility
Documents
Apply Now
HDFC LTD
  • Interest RateRange : 8.35% - 8.60
  • Processing Fee : Up to 0.5% (max. ₹11,800)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
INDIABULLS
  • Interest RateRange : 8.40% - 10.05
  • Processing Fee : Up to 0.5%One time fee
  • Loan Amount : Rs. 2 L - Rs. 3 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
SUNDARAM HOME
  • Interest RateRange : 8.35% - 9.25
  • Processing Fee : 0.50% (min. ₹10,000) + applicable tax
  • Loan Amount : Rs. 12 L - Rs. 5 Cr
  • Tenure Range : 1 - 20 Years
Features
Eligibility
Documents
Apply Now
AXIS BANK
  • Interest RateRange : 8.35% - 11.75
  • Processing Fee : 0.50% (min. ₹10000)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
DBS
  • Interest RateRange : 8.40% - 8.45
  • Processing Fee : Rs. 10,000 + applicable taxOne time fee
  • Loan Amount : Rs. 40 L - Rs. 5 Cr
  • Tenure Range : 1 - 25 Years
Features
Eligibility
Documents
Apply Now
AU HOUSING
  • Interest RateRange : 12.50% - 17.00
  • Processing Fee : 2% One time fee
  • Loan Amount : Rs. 2 L - Rs. 1 Cr
  • Tenure Range : 1 - 20 Years
Features
Eligibility
Documents
Apply Now
ADITYA BIRLA
  • Interest RateRange : 8.55% - 8.99
  • Processing Fee : ₹5,000 to ₹10,000 + applicable taxOne time fee
  • Loan Amount : Rs. 20 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
GRUH
  • Interest RateRange : 10.67% - 0.00
  • Processing Fee : 1%One time fee
  • Loan Amount : Rs. 5 L - Rs. 5 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
RELIANCE HOME
  • Interest RateRange : % -
  • Processing Fee :
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
INDIA SHELTER
  • Interest RateRange : 11.75% - 22.00
  • Processing Fee : 2% to 3%One time fee
  • Loan Amount : Rs. 0 - Rs. 20 L
  • Tenure Range : 1 - 20 Years
Features
Eligibility
Documents
Apply Now
TATA CAPITAL
  • Interest RateRange : 8.75% - 8.85
  • Processing Fee :
  • Loan Amount : Rs. 0 - Rs. 3 Cr
  • Tenure Range : 0 - 30 Years
Features
Documents
Apply Now
DENA BANK
  • Interest RateRange : 8.55% - 8.65
  • Processing Fee : 0.5%
  • Loan Amount : Rs. 20 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
PNBHFL
  • Interest RateRange : 8.60% - 8.95
  • Processing Fee : Up to 0.5% (min. ₹5900)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Documents
Apply Now
PNBHFL
  • Interest RateRange : 8.60% - 8.95
  • Processing Fee : Up to 0.5% (min. ₹5900)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Documents
Apply Now
PNBHFL
  • Interest RateRange : 9.00% - 9.25
  • Processing Fee : Up to 0.5% (min. ₹5900)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Documents
Apply Now
ICICI
  • Interest RateRange : 8.65% - 8.80
  • Processing Fee : 0.5% (min. Rs. 11,500)
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 3 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
SBI
  • Interest RateRange : 8.60% - 8.65
  • Processing Fee : 0.35% (max. 10,000)
  • Loan Amount : Rs. 15 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
SBI HOME LOAN
  • Interest RateRange : 8.60% - 8.70
  • Processing Fee : 0.35% (max. 10,000)
  • Loan Amount : Rs. 20 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
RELIANCE HOME
  • Interest RateRange : 9.10% - 9.25
  • Processing Fee : 0.5%
  • Loan Amount : Rs. 25 L - Rs. 30 L
  • Tenure Range : 3 - 30 Years
Features
Eligibility
Documents
Apply Now
INDIABULLS
  • Interest RateRange : 9.95% - 10.40
  • Processing Fee : Up to 0.5%One time fee
  • Loan Amount : Rs. 2 L - Rs. 3 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
INDIABULLS
  • Interest RateRange : 8.35% - 10.00
  • Processing Fee : Up to 0.5%One time fee
  • Loan Amount : Rs. 2 L - Rs. 3 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
DENA BANK
  • Interest RateRange : 11.25% - 11.75
  • Processing Fee : 0.5%
  • Loan Amount : Rs. 20 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
JAMMU AND KASHMIR BANK
  • Interest RateRange : 8.90% - 9.25
  • Processing Fee : 0.25% (max. Rs. 10000 )
  • Loan Amount : Rs. 0 - Rs. 50 L
  • Tenure Range : 1 - 30 Years
Features
Documents
Apply Now
ORIENTAL BANK
  • Interest RateRange : 8.45% - 8.55
  • Processing Fee : 0.5% (max. Rs. 20,000) + applicable tax
  • Loan Amount : Rs. 40 L - Rs. 10 Cr
  • Tenure Range : 1 - 25 Years
Features
Documents
Key NOTE
Apply Now
DHFL
  • Interest RateRange : 9.00% - 9.75
  • Processing Fee : Rs 5,000 to Rs. 20,000 One time fee
  • Loan Amount : Rs. 1 L - Rs. 5 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
LIC HFL
  • Interest RateRange : % -
  • Processing Fee : 0
  • Loan Amount : Rs. 1 L - Rs.
  • Tenure Range : 5 - 30 Years
Features
Eligibility
Documents
Apply Now
FEDERAL
  • Interest RateRange : 9.57% - 9.82
  • Processing Fee : Rs 3,000 to Rs. 7,500 + applicable taxOne time fee
  • Loan Amount : Rs. - Rs. 15 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
ANDHRA BANK
  • Interest RateRange : 8.75% - 8.85
  • Processing Fee : 0.5%(max. Rs. 10,000) + applicable tax
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
DHANALAKSHMI BANK
  • Interest RateRange : 9.85% - 10.10
  • Processing Fee : 1% (min. Rs. 10,000) + applicable taxOne time fee
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 3 - 20 Years
Features
Eligibility
Documents
Apply Now
BANK OF BARODA
  • Interest RateRange : 8.35% - 9.35
  • Processing Fee : Rs 7,500 to Rs. 20,000
  • Loan Amount : Rs. 1 L - Rs. 2 Cr
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
BANK OF INDIA
  • Interest RateRange : 8.55% - 8.60
  • Processing Fee : Rs.1,000 to Rs. 20,000
  • Loan Amount : Rs. - Rs. 5 Cr
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
BOM
  • Interest RateRange : 8.75% - 8.85
  • Processing Fee :
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
CANARA BANK
  • Interest RateRange : 8.45% - 8.65
  • Processing Fee : Rs 1,500 to Rs. 10,000
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
IDBI BANK
  • Interest RateRange : 8.35% - 8.65
  • Processing Fee :
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
IOB
  • Interest RateRange : 8.55% - 9.05
  • Processing Fee : 0.53% (max. Rs. 13,350) One time fee
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
KARUR VYSYA
  • Interest RateRange : % - 10.35
  • Processing Fee : Rs 3,750 to Rs. 12,500 + applicable taxOne time fee
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 0 - 25 Years
Features
Eligibility
Documents
Apply Now
SIB
  • Interest RateRange : 9.10% -
  • Processing Fee : Up to Rs. 10,000 One time fee
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
TMB
  • Interest RateRange : 10.10% - 10.60
  • Processing Fee : 0.5% + applicable taxOne time fee
  • Loan Amount : Rs. - Rs. 5 Cr
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
CENTRAL BANK
  • Interest RateRange : 8.40% -
  • Processing Fee : 0.5% (max. Rs. 20,000) One time fee
  • Loan Amount : Rs. 20 L - Rs. 75 L
  • Tenure Range : 0 - 30 Years
Features
Eligibility
Documents
Apply Now
KOTAK MAHINDRA
  • Interest RateRange : 8.50% -
  • Processing Fee :
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 1 - 20 Years
Features
Eligibility
Documents
Apply Now
YES BANK
  • Interest RateRange : 9.35% - 10.50
  • Processing Fee : 0.5% (Min. Rs. 10,000)
  • Loan Amount : Rs. - Rs.
  • Tenure Range : 1 - 25 Years
Features
Eligibility
Documents
Apply Now
SBI HOME LOAN
  • Interest RateRange : 8.50% - 8.55
  • Processing Fee : 0.35% (max. Rs. 10,000)
  • Loan Amount : Rs. 5 L - Rs. 30 L
  • Tenure Range : 3 - 30 Years
Features
Eligibility
Documents
Key NOTE
Apply Now
PNBHFL
  • Interest RateRange : 8.50% - 10.25
  • Processing Fee : Up to 0.5% (min. ₹5900)One time fee
  • Loan Amount : Rs. 5 L - Rs. 10 Cr
  • Tenure Range : 1 - 30 Years
Features
Eligibility
Documents
Apply Now
AXIS BANK
  • Interest RateRange : 9.25% -
  • Processing Fee : 0.50% (min. ₹10000)
  • Loan Amount : Rs. 1 Cr - Rs. 5 Cr
  • Tenure Range : 1 - 20 Years
Features
Eligibility
Documents
Apply Now

Compare Home Loan Interest Rates of All Banks in India

Position Bank Interest Rate Loan Amount Tenure Range Rating
1 Bank Of Baroda 8.35% - 9.35 Rs. 1 L - Rs. 2 Cr 0 - 30 Years 4.5
2 Bank Of India 8.55% - 8.60 Rs. - Rs. 5 Cr 0 - 30 Years 4.5
3 Canara Bank 8.45% - 8.65 Rs. - Rs. 0 - 30 Years 4.5
4 IOB 8.55% - 9.05 Rs. - Rs. 0 - 30 Years 4.5
5 Karur Vysya % - 10.35 Rs. - Rs. 0 - 25 Years 4.5
6 TMB 10.10% - 10.60 Rs. - Rs. 5 Cr 0 - 30 Years 4.5
7 Central Bank 8.40% - Rs. 20 L - Rs. 75 L 0 - 30 Years 4.5
8 ICICI 8.35% - 8.80 Rs. 5 L - Rs. 10 Cr 3 - 30 Years 4.0
9 PNBHFL 8.60% - 8.95 Rs. 5 L - Rs. 10 Cr 1 - 30 Years 4.0
10 SBI 8.35% - 8.70 Rs. 15 L - Rs. 10 Cr 1 - 30 Years 4.0

Home Loan

Home Loans facilitate everyone to fulfill their dream of buying their own house. It has transformed the lending process in India, introducing a legal method to create a home sweet home. Home loan is an advanced loan which is provided to assist him/her in buying a flat or a house. Buying a house in India is a challenge, because of the over-priced properties. Home loans come as a blessing where they are an easy alternative to generate funds that can help anyone in investing in their dream home.

Applying for a Home Loan is like making a commitment, a permanent decision. So, it is essential for the applicants, to do a thorough research of the market and its trends before stepping into any such obligation. Itis always advisable to get a Home Loan after making thorough research of interest rates and charges levied by various loan providers  to make the right choice. Let us have a deeper understanding of why we must avail a Home Loan and get a fair idea of the rates and charges offered by various banks on a Home Loan.    

 

Features

  • Home loans can be availed by any citizen of the country; with a regular source of income, to purchase or build a new house, or for making any other constructional changes or extensions within the existing property or house. Applicants can even use Home Loan to make renovations in their home, as well as for redesigning purposes.
  • Home loans can also be applied to invest in a property. Some banks offer land or property loan under the category of Home Loan.
  • Home loans are offered by authorized financer, which makes it a secured way of applying for loan, further implemented through a proper legal procedure.
  • Loan Tenure: The Applicants can apply for a maximum tenure limit of 20 years, while applying for a home loan. This loan scheme allows applicants to easily repay the loan, without any hassle or pressure. This allows applicants to decide the appropriate time period which suits their financial needs without making them financially unstable or weak.
  • Low Interest Rate: Home Loan is a form of collateral loan, in which the house or the property that the applicant invests in is held as a security against the loan. This increased sense of security allows financer’s to implement a low interest rate bracket for its applicants. Note that the original documents of applicant’s desired purchase are held by the bank till the full repayment of the loan.
  • Unlike the unofficial or legal forms of financing, Home Loans follow a much structuralized procedure for lending money, which doesn’t involve any illegal practice.

Benefits

  • Home Loans allow applicants to keep their savings untouched, while helping them in buying their own house by paying easy installments.
  • It helps in reducing the financial stress over the applicant’s shoulders.
  • Applicants can shift to their new flat or house as soon as the property loan is availed. However, in order to get the original documents of the property, applicants need to repay the whole amount. In case the applicant fails to do so, they would be forced out of the property and the bank will put the house out for auction.
  • First Time Homeowners can avail interest rate deduction using Section 80EE Income Tax Deduction scheme on Home Loan by the government.
  • Applicants can also avail tax deduction benefits on Principal Repayment using Section 80C.
  • EMI: Equated Monthly Installment is a fixed amount which the applicant needs to pay to his/her lender every month, till the full repayment of the loan. EMI consists of both the interest rate as well the principal amount. The EMI amount of a loan is usually decided at the time of availing the loan. The EMI amount is directly proportionate to the tenure period of the loan. Longer tenure period leads to small EMI amounts, while shorter tenure periods lead to bigger EMIs.
  • Being a secured loan, Home Loans usually have a lower interest rate compared to any other form of loan in the world.

 

Interest Rates of Top 5 Banks with Best Home Loan Schemes In India:

 

Banks

Interest Rate (p.a)

Processing Fee (on loan amount)

Prepayment Charges

SBI Banks

8.35% - 11%

0.35%

Nil

HDFC Banks

8.35% - 12%

0.5% or 10,000 + service tax

Nil

LIC Housing

8.35% - 13%

Rs. 10,000 + Tax : Loan above 50 lac

Nil

ICICI Banks

8.35% - 12%

0.50% - 1.00%

NA

Axis Banks

8.35% - 10%

1% (Minimum amount 10,000)

Nil

**These 5 banks are chosen based on the lowest interest rate providers for Home Loan Schemes in India.



Top 5 banks with best home loan schemes in India

  1. SBI Bank

Based on several surveys and the popularity of SBI it is safe to say that it is the best bank in the country. SBI has an easy home loan procedure which makes it popular amongst applicants. SBI is known for charging maximum interest rate between 8.35% and 11% p.a. It is a public sector bank which has a wide range of network across the country. The bank has 24,000 branches and over 59,000 ATM’s on the planet. You can always reach out to an SBI officer, as the bank is literally spread across the country. The bank is known for its corporative staff and fast processing. They usually disburse the loan within a few weeks after the submission of the application. SBI being a public bank, offers loans to lower income category as well. The bank still follows its ‘Sarkari culture’, and has a very strict but easy procedure for applying for home loan.

  1. HDFC

One of the most glamorous private sector banks in the country, HDFC is known for its amazing customer care and executive services. Their customers are always one call away from them. Unlike other public sector banks you don’t have to stand in queue for hours in their bank. HDFC is infamous for offering door to door service for its customers, to solve their problem. Despite offering so many services the bank still offers an average interest rate between 8.35% and 12% p.a.. You can try their customer service right now, and call them to visit your place to explain about their Home Loan scheme, and they will be at your door to resolve all your queries. However, the bank still seems to have a mixed review as their Home loan eligibility criteria, seems to suit only the rich population within the country. Plus the bank also charges some additional cost for its amazing services, which might not go well with every customer.

  1. LIC Housing Finance

As the name suggests, LIC introduced this exclusive branch to help the dreamers in the country to own their own house. It is a great option, which will offer you every service like SBI and HDFC combined. You will get the assurance of brand name like SBI and also get the amazing customer support like HDFC. LIC Housing Finance focuses and specializes in Home Loan services. LIC also demands applicants to go through fewer operations and documentation. LIC also offers lower interest rates, while also allowing applicants to fix their interest rate for a maximum of 5 years. LIC also offers a service in which the bank reduces the interest rate by 0.25%, if the assured policies are worth more than Rs 15, 00,000 collectively. They also offer multiple other services for short term loans, like construction and repair which you can avail easily by submitting a simple Home Loan application. 

  1. ICICI Bank

If you are looking for fast and easy way to avail a home loan, than this is your queue. ICICI bank is popular for delivering the fastest Home Loan in the country. However, ICICI Bank seems to have very mixed reviews. ICICI is without a doubt one of the best banks in the country and offer loan for up to 12x the annual salary of the applicant. They have relatively higher interest rate compared to LIC and SBI banks. One might even criticize their staff and executive department, which is not very supporting. However this can obviously vary depending from department to department. ICICI bank charges over 8 % of interest rate, which multiple additional fees, which will cost more than 3 to 5 EMI payments of your loan. Despite being a little pricy, people still invest in this branch as they offer all types of home loans and because of their specialization in the department. 

  1. Axis Bank

Axis Bank is the new entry on our list, which has been working really hard, to strike up its presence in the Home Loan marketing. Axis also doesn’t charge any disbursement fees from its customers. One of the best things about Axis bank is that, the bank doesn’t demand applicants to pay for any sort of pre-payment fees or charges, which make it one of the best banks that you should pursue. Axis also being a private bank has a 5 star customer care support, which walks down its customer’s confusion. It’s a big surprise that Axis ranks 5th on our survey, despite such amazing offer. Axis bank is known for charging an interest rate from 8.35% to 10% p.a. Axis bank also charges a nominal processing fee of just 1% for a minimum home loan amount of Rs 10,000, which is less than dozens of private sector banks in the country.


Basic Eligibility Criteria

Home loans are usually availed for residential purposes, most applicants turn to a home loan, to fulfill their desire of getting a house. You can ‘Apply for a Home Loan’ for a constructed house, in construction and under construction house. Applicants can calculate their Home Loan, using their eligibility online, using a Home Loan Calculator. Below is the basic eligibility criteria required to apply for a Home Loan in India:

  • The minimum loan limit for home loan starts from Rs 3 lakhs
  • Applicants above 21 years of age till the age of 60
  • Applicants with a regular source of income
  • An applicant can apply for 12 or 16 times the amount of his salary for home loan
  • Self employed individuals can avail a bigger loan amount, depending on the annual profit rate of their business
  • Applicants are required to submit their income proof while applying for the loan so make sure to ensemble all these documents.

 
Documents Required

  • Complete loan application
  • 3 Passport size photographs of the applicant
  • Identification Proof (photocopies of Voters ID card/ Passport/ Driving license/ IT PAN card)
  • Resident Proof (photocopies of recent Telephone Bills/ Electricity Bill/ Property tax receipt/ Passport/ Voters ID card)
  • Proof of business address for non-salaried individuals
  • Statement of Bank Account/ Pass Book for last six months
  • Signature identification from present bankers
  • Income proof: Bank statement of last 6 months, Latest salary slip. Make sure to update you passbooks and your other bank documents.
  • Self-Employed Individuals need to submit the address proof of their business, including their profit rate with the bank.

 

Why choose Indiashopps to apply for a Home loan?

Now you can compare and research about every public or private sector bank and its Home Loan scheme, on a single page, using our website Indiashopps. We have illustrated the basic fees and cost involved in Home Loan, charged by the banks, to help you select the best option in the market. You will get to compare the rates on loan schemes provided by various banking institutions in India on our website. So, feel free to surf our website. Home Loans facilitates everyone to fulfill their dream to buy their own house. It has transformed the lending process in India, introducing a legal method to create a home sweet home. And we would like to help you to explore all the best options. Just type the name of your preferred bank and explore the list of all the banks and compare everything from tenure to best interest rates to any other offer featured by any bank, on our website.

 

How to apply at Indiashopps.com?

Once you have selected the deal of your choice, with your preferred bank, Click ‘Apply Now’ green button. After clicking on the button, our website will direct you to a Home Loan Application online page. Now enter all the details required, that includes applicant’s name, e-mail id, mobile number, loan amount, city and annual income. Once you have entered all the details click ‘Apply Now’, and your application will be filed with our website. Our advanced interactive interface will let you know that your application has been submitted and the bank will get back to you shortly.